Welcome to Pettycash Bookkeeping


I'm Sarah and I run Pettycash Bookkeeping from my home here in the Scottish Highlands. I love history and the outdoors so its a great place to be.

It's tough running your own business and still finding time for yourself and your family. My little boy certainly keeps me on my toes! So lets free up some time for you to enjoy what really matters to you, whether that's family movie night or getting in a run before work.

Everything I do is online so no need to run to the Post Office or worry about traveling for meetings. Better still, it means everything can be kept right up to date so you'll always know how your business is doing.

I work in both FreeAgent and Xero to help you get the most from your books. Whether its just keeping track or more report based bookkeeping you'd like, I can make it easy.

So if you're ready to get your books in order and need someone who understands where you're coming from, please get in touch. 

A Great Time To Get Online

By April 2022 all UK based VAT-registered businesses will have to keep digital records.

If your self-employed and earn over £10,000 you'll need to keep them by April 2023

Let me get you a step ahead by getting your books online and you ready for Make Tax Digital.

What if you're not quite at that stage and just want to get organised? Then I'm here to help you with self assessments and keeping up with those HMRC deadlines. That's one less thing for you to worry about.

I really enjoy this system. I'm a FreeAgent Partner so can get you set up and ready to go, or I can take a look at how you're already doing and move you forward. 

FreeAgent can be synchronised with you bank account. That means I can keep you up to date without me ever having to bother you for bank statements. 

It also gives a really simple and straightforward way of reading your books so its easier for you to watch your business grow. 

If you are new to FreeAgent and would like to save 20% on your subscription please click the FreeAgent button below.


Xero is the system I use for my busier clients.

It's great for more in depth books because you can track inventory, pay bills and even send invoices all from one site. 


Best of all it's all online so there's no need to print copies or post anything! You can do everything you need to right from your laptop.

I am a Xero Certified Advisor so, whether you're already using Xero or want to sign up, I can help you really get the most out of it's features.

My Background

As well as gaining my Qualifications in Bookkeeping and Payroll processing, I'm a FreeAgent Partner and Xero Certified Advisor. That means not only do I know the theory but also how to use the best tools to get the most from your books.

Aside from my qualifications I'm a member of the Bookkeepers Alliance and registered with HMRC and the ICO so you know you're in safe hands. 

Over the years I've worked everywhere from a shop on Edinburgh's bustling Princes Street to a freezing market stall in Cambridge, so I understand the drive and passion you put into your business every single day.

If you fancy a chat about your books, or just want a little more information about how I can help you and your business, just click below.


How Much Does Bookkeeping Cost?

Less Than You Might Think!


Outsourcing your bookkeeping can seem like a big step and an expensive one, but it doesn't have to be. 


A bookkeeper can save you money and avoid costly penalties by filing your books correctly and on time.


Outsourcing will also save you all those hours of never ending spreadsheets and the stress of negotiating HMRC regulations and deadlines.

Imagine what you could do for your business with all those hours back...


Catherine, Liverpool

Sarah has always been punctual at delivering quality work.

Her constant updates and communication put me at ease knowing work being accomplished.


Her positive attitude to her work inspire me to keep returning to her.

Jo, Surrey

Sarah has been absolutely wonderful in helping me with my tax return, she has made everything so simple and has taken care of everything for me. Whenever I've had any questions she has answered them promptly and is incredibly efficient & helpful. I wouldn't hesitate to recommend Sarah to anyone and will be using her again in the future for sure.


David, Yorkshire

Sarah's work is if the very highest order, she is prompt in producing what was required and polite and considerate throughout the whole process.


What I found especially impressive was her willingness to share the progress of her work with me as the process went on.


Getting in Touch


I know hard it can be working from home, especially with children around. So I've made contacting me easy.


Don't have time (or peace) to make a call? That's not a problem, just use Chat here or Facebook Messenger. 


Do you prefer to Zoom? That's fine, I'll just send you a link.

We can grab a cuppa and have a chat. And don't worry, I love surprise guests!

Alternatively you can email or call me at:


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